2020 – what a year. The whole world has faced and is still facing very difficult and challenging times. I am aware of many, many people that have experienced great stress and loss. I hope with all my heart that they have and will continue to find immense inner strength to cope. I myself have faced many challenges and there are times I wonder if it will ever end, but I have faith it will end and when it does I will be all the stronger for it. I’m sure you share my hope that we